Terms and Conditions: PUT IT ON LAY-BUY

The below makes up the Terms & Conditions for any Lay-Buy transactions entered into:

1. Cancellation of Lay-Buy by Seller

The seller under a Lay-Buy must not cancel it unless –

a) The buyer breaches a term of the Lay-Buy; or

b) The seller stops trading

2. Cancellation of Lay-Buy by Buyer

The buyer may cancel their Lay-Buy order at any time prior to delivery of products and on delivery of products if the products are damaged by so advising seller in writing

3. Effect of Cancellation

Subject to the above, when a Lay-Buy is cancelled by buyer, Seller must refund all money paid within 14 days less a 10% down-payment. 

4. Service Fee

Seller shall not charge the customer any interest charges, membership fee or service fee on any Lay-Buy sales transaction. Lay-Buy Financial Solutions Pty Ltd trading as www.lay-buys.com charges a once-off admin fee, with the amount displayed to customers at checkout. The buyer will pay this amount to Lay-Buys at checkout at time of paying the down payment. This fee is an admin fee and is therefore not refundable.

5. Delivery

The seller will only fulfil order and deliver the product/s after receiving the final instalment payment for all Lay-Buy order